These loan-type financial aid programs (with an obligation for repayment) are offered by the Japanese government as its educational undertaking. The programs consist of two types – Type 1 (interest-free) and Type 2 (interest-bearing). Through the programs, designated amounts are transferred to designated accounts every month. The programs for undergraduate students differ from those for graduate students. Please check the outline of these programs and questions frequently asked about screening criteria at the following website.
<Program outline>
http://www.ritsumei.ac.jp/scholarship/economic.html/#economic-japan-student-bosyu-tab
<Questions frequently asked about screening criteria>
http://www.ritsumei.ac.jp/scholarship/news_economic/article.html/?news_id=131